General liability, BOP, workers' comp, commercial auto, and more — written for Florida's rules and shopped across carriers.
In Florida, workers'-compensation requirements vary by industry — construction businesses generally need coverage with a single employee, while other industries have higher thresholds — and hurricane exposure shapes commercial property pricing statewide. The coverages below are written for Florida requirements and priced across the carriers we represent.
Third-party bodily injury, property damage, and advertising injury protection.
Learn moreGL + property bundled into one cost-effective policy for small businesses.
Learn moreMedical and wage benefits for injured employees — required in WA and FL.
Learn moreCoverage for vans, trucks, and fleets that personal auto policies exclude.
Learn moreErrors & omissions coverage for advice-and-service businesses.
Learn moreBuilding, inventory, equipment, and business-income protection.
Learn moreBreach response, ransomware, and data-privacy protection.
Learn moreExtra $1M+ of liability above your GL, auto, and employer's liability.
Learn moreLicense, permit, contract, and performance bonds shopped for the best rate.
Learn moreCourse-of-construction coverage for structures, materials, and equipment.
Learn moreProtect tools, equipment, and cargo that move between jobsites.
Learn moreAlcohol-related claims general liability won't cover, for bars and venues.
Learn moreTalk to a licensed Maru advisor in Washington or Florida. No pressure, no call-center scripts — just clear options and honest pricing.