An independent agent isn’t tied to one company. That means I work for you — comparing options across the carriers I represent and helping you choose what actually fits, not what a single brand happens to sell.
A captive agent works for one insurance company and can only offer that company’s policies. When your rate jumps, there is not much they can do. As an independent agency, Maru represents multiple carriers — so when one raises rates or tightens coverage, I can compare the others and move you to a better fit. You get choice without doing the shopping yourself.
Tell me what you’re protecting. I compare the options available through my agency, explain the two or three that genuinely fit, and set up whichever you choose. At renewal, I’m still here — and if a better option appears, I’ll bring it to you.
Get my insurance optionsI’m Vadim Marusin, founder of Maru Insurance. I hold active resident licenses in Washington (WAOIC #1365574) and Florida (License #G363233), National Producer Number 22261820. You can verify any insurance license through the state regulators: the Washington Office of the Insurance Commissioner and the Florida Department of Financial Services.
Independent, licensed in WA and FL, and reachable directly.