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Medicare cost estimator
  1. About you
  2. Coverage
  3. Healthcare
  4. Your estimate
Free · No obligation · 2 minutes

How much will Medicare really cost you at 65?

Answer a few quick questions and a licensed Medicare agent will prepare a personalized cost estimate based on your situation — then review it with you. No medical exam, no pressure, and we never ask for your income, health history, or Social Security number.

Maru Insurance is an independent, licensed agency serving Washington and Florida. Not connected with or endorsed by the U.S. government or the federal Medicare program.

When were you born?

This helps us understand your Medicare timing. We use it only to tailor your estimate.

Please choose your full date of birth.

Where do you live?

Medicare plan options and pricing are local, so your area matters.

Please select your state and enter a 5-digit ZIP code.

We focus on Washington & Florida

Maru Insurance is licensed to help with Medicare in Washington and Florida. It looks like you may be outside our service area, so we may not be able to prepare a local estimate for you.

You can still get free, unbiased help with all of your options nationwide by contacting Medicare.gov or calling 1-800-MEDICARE (1-800-633-4227), 24 hours a day, 7 days a week. If you split your time between states or think this is a mistake, you're welcome to continue and a licensed agent will take a look.

What kind of health coverage do you have now?

Pick the one that best describes your current situation.

Are you still working?

Working past 65 can change your Medicare timing and options.

Please choose one.

Will you have employer health coverage at 65?

This affects whether you may qualify to delay parts of Medicare without a penalty.

What matters most to you?

Choose up to 3. This helps us match the kind of coverage that fits your priorities.

Select up to 3.

Do you take prescription medications?

We won’t ask which ones — just a general sense helps us plan for drug coverage.

Please choose one.

About how many prescriptions do you take?

A rough range is all we need — no drug names.

Which types of Medicare coverage are you curious about?

Select any that interest you — a licensed agent can explain how each works.

Good news — we can help you plan this out.

Based on what you shared, we can prepare a personalized Medicare cost estimate for your area and situation. A licensed Medicare agent will review your information and call you to walk through your options — including what fits your priorities and budget. There’s no cost and no obligation.

What we’ll do next: compare the plans available where you live, factor in your coverage and prescription needs, and give you a clear, personalized estimate — in plain English, reviewed by a licensed human.

This tool provides general information and prepares a request for a personalized estimate. It is not a quote, an application, or a determination of benefits or price.

Where should we send your estimate?

A licensed Maru agent will prepare your personalized estimate and reach out. Your details stay private — we never sell your information.

Please enter your name, a valid phone number, and email.

Thank you — you’re all set!

Your request is on its way to a licensed Maru Medicare agent. We’ll prepare your personalized estimate and reach out soon — usually within one business day.

Want to talk sooner? Call us directly at 360-255-8725. We’re happy to answer questions with no pressure and no obligation.
Explore Medicare basics while you wait →