With a Medicare Advantage plan, your yearly in-network costs are capped at the plan's maximum out-of-pocket (MOOP). This planner shows your best-case and worst-case yearly spending so you can budget with confidence. Enter your plan's numbers below.
Premiums and the MOOP come from your specific plan's documents. The MOOP typically applies to in-network Part A and Part B services; plan premiums and drug costs may be separate. Verify details in your plan's Summary of Benefits.
For educational estimates only. This tool gives a general estimate based on the numbers you enter. It is not a quote, an application, or a determination of benefits, eligibility, or price. Nothing is stored from what you type here — the estimate is calculated in your browser.
Figures that change every year — such as the standard Part B premium, the Part D national base beneficiary premium, and IRMAA income brackets — are entered by you so the math always reflects the current year. Always verify current amounts at Medicare.gov or 1‑800‑MEDICARE.
Maru Insurance is not connected with or endorsed by the U.S. government or the federal Medicare program. We do not offer every plan available in your area. Please contact Medicare.gov or 1‑800‑MEDICARE to get information on all of your options.
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Written and reviewed by Vadim Marusin, a licensed independent insurance agent. Maru Insurance is an independent agency (WA License WAOIC #1365574, FL License #G363233) representing multiple A-rated carriers across Washington and Florida.