This estimator gives a simple picture of your yearly prescription costs under a Part D or Medicare Advantage drug plan, using your plan's premium and your typical monthly copays. It does not ask for your medications — just your expected costs. Actual costs vary by drug, pharmacy, and coverage phase.
Rough estimate only. Part D has coverage phases that can change what you pay during the year, and prices depend on your specific drugs and pharmacy. Check your plan's formulary or ask a licensed agent for a personalized review.
For educational estimates only. This tool gives a general estimate based on the numbers you enter. It is not a quote, an application, or a determination of benefits, eligibility, or price. Nothing is stored from what you type here — the estimate is calculated in your browser.
Figures that change every year — such as the standard Part B premium, the Part D national base beneficiary premium, and IRMAA income brackets — are entered by you so the math always reflects the current year. Always verify current amounts at Medicare.gov or 1‑800‑MEDICARE.
Maru Insurance is not connected with or endorsed by the U.S. government or the federal Medicare program. We do not offer every plan available in your area. Please contact Medicare.gov or 1‑800‑MEDICARE to get information on all of your options.
Licensed independent insurance agent (NPN 22261820) · WA & FL
Written and reviewed by Vadim Marusin, a licensed independent insurance agent. Maru Insurance is an independent agency (WA License WAOIC #1365574, FL License #G363233) representing multiple A-rated carriers across Washington and Florida.